Celebrating 30 years of car loans!
Founded in 1988, AFS is a licensed credit provider that specialises in consumer and commercial loans and leases for the purchase of motor vehicles and leisure goods such as boats, bikes and caravans.
AFS is committed to understanding your requirements & objectives. At AFS we aim to provide you with a credit product that suits your needs and financial situation, and deliver the highest level of personal service efficiently, honestly and fairly. By offering flexible solutions tailored to your personal circumstances or those of your business, AFS can help you buy the car, boat, bike, caravan or light commercial of your dreams.
AFS is represented throughout Australia by an extensive network of licensed finance brokers located in most major cities and regional centres, or you can choose to deal direct with AFS and give yourself credit.
Understanding how we set Interest Rates
Understand the important factors that lenders like AFS take into account to determine your interest rate. Find out more about interest rates.
At AFS, we welcome every opportunity to resolve any concerns you may have with our products or service. We understand that unexpected events can happen and you find yourself experiencing financial difficulty; AFS is here to help.
Find answers to the most common questions about car loans here. FAQs can be a helpful reference point and include information about our loan products, how to apply for & manage an AFS loan and popular topics of interest to our customers.
Responsible Lending Principles
At AFS, we are committed to responsible lending practice. We acknowledge our obligation to market our products responsibly in line with the expectations of customers and the community. Our Responsible Lending Principles form the foundation of our commitment to corporate responsibility and sustainable business practice.